What’s the difference if those with pre-existing conditions are in a subsidized pool or are subsidized by other insureds? The others have more affordable insurance, and so do those who have the pre-existing conditions. Another reason why ACA needs to be repealed and replaced.
It’s not enough to have a free market solution to the insurance problem. Many forget that insurance is a way for people to pool their risk and pay costs to the unfortunate few. It is a redistribution scheme whether voluntary or otherwise. However insurance will always be expensive until you can find a way to …